6 Ways Home Buyers Mess Up Getting a Mortgage

Getting a mortgage is, by general consensus, the most treacherous part of buying a home. Many homebuyers said they found the mortgage experience stressful and complicated. Even lenders agree that it’s often a struggle. If you’re out to buy a home, you have to be vigilant. To clue you into the pitfalls, here are six …

Kitchen Faucets: How to Install

Tired of staring at your old faucet? Installing a new one is easy! (No, really.) If you’ve been washing your hands a lot lately, you might have started paying extra attention to your faucet. Does it drip? Is the chrome flaking off? Is it dated? Plumbing projects can be intimidating because no one wants to …

What Is The Goal Of Staging Your Home?

When the real estate market turns sluggish, you may have to take steps to set your home apart from others. It won’t be enough to just put out a for-sale sign and wait for potential buyers. One way that homeowners can sell their homes more speedily is by home staging, which can have the added benefit of …

What Might Your Homeowners Insurance NOT Cover?

There are things that can happen to their homes that their homeowners insurance policies don’t cover. Fire is the basic coverage provided by an insurance policy, while other common perils are water damage, theft, wind and liability. Earthquake and flood usually require a separate policy. In some states you can add earthquake coverage as an endorsement. It …

What is APR and how Does It Impact My Mortgage?

If you’ve ever gone shopping for a home mortgage or refinance you’ve probably seen an interest rate advertised as, for instance, “Rate: 2.65%; APR: 2.7%.” The annual percentage rate (APR) represents the average annual finance charge you’ll be paying on the loan when including all the fees and costs associated with getting that loan. This can include …

Do I Need Neutral Painted Walls To Sell My Home?

“If you want to sell your home, paint your rooms beige.” That could be the rallying cry of real estate agents across the country, and for good reason. Presentation and first impressions mean everything when selling a home, and the men and women who make their living selling homes know that neutral colors will generally spark more …

How Long Should I Save For A Down Payment?

One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think. Using data from the U.S. Department …

Pros & Cons of Adding A Fence To Your Property

Have you been considering adding a fence to your property? Maybe you are wanting to increase your home value, or you just want a little more privacy. If you’re wondering about some of the advantages and disadvantages of adding a fence to your home, we’ve got the top contenders on both sides for you below! …